Goldzilla Casino > Casino Payments > Pay By Mobile Online Casinos In Europe

Pay By Mobile Online Casinos in Europe

In Ireland, the UK, Sweden, Norway, Denmark, and Finland, players are increasingly choosing Pay by Mobile. It is more convenient because casino transactions here are processed swiftly, securely, and without stress. As mobile gaming is growing across Europe, many online gamblers now prefer instant, secure, and simple payment methods that don’t require them to disclose their card information. As time passes, people are finding Pay by Mobile casinos increasingly attractive. The general reason is that they find it easier to use. This is mainly because their phone bill or credit card entirely backs it. Wherever you are, in Dublin, London, Stockholm, or Oslo, you can use this guide to find out how to use Pay by Mobile, which casinos offer it, and what to expect.

Author: Samuel · Verified

Last Update: 16/06/2025, 09:06

What is Pay by Mobile?

Pay by Mobile is also known as Pay by Phone. It is a payment option that allows players to deposit cash using their available phone bill credit or prepaid funds. It is different from regular e-wallets or online banking. Here, users simply confirm the payment using a code sent via SMS or through their app. Following the confirmation, the fee is either deducted from their prepaid balance or added to their phone bill.

Across the EU and UK, this payment is regulated, and local regulations for fintech and telecom are adhered to by carriers and financial partners, ensuring a safe gambling method Europe. For people in Ireland, the UK, Sweden, Norway, Denmark, and Finland, where privacy, mobile-first access, and speed are of paramount importance. The service is nice as it’s simple to operate, registration is not necessary, and personal banking information isn’t shared.

Gamers from Northern and Western Europe will consider Pay by Mobile Casinos a good choice, as the following currencies are accepted: EUR, GBP, SEK, NOK, and DKK. Those who are interested in quick gambling and don't want to deal with lengthy KYC often prefer a live casino.

In short, if you wonder "What is Pay by Mobile?". It is a payment option that increases both the ease and security of making casino payments. You can easily and quickly deposit money into your account, which is why many Europeans prefer it.

How to Use Pay by Mobile at Online Casinos

Pay by Mobile deposit and withdrawal casinos are quick, easy, and perfectly match people who are comfortable playing on their mobile phones across Ireland, Sweden, Finland, and Europe. If you play the games now and then or regularly, you can use this method to deposit at the casino very quickly, with no need to share your personal banking data. Details are given for deposits, withdrawals, and bonuses.

How to Deposit

Depositing with Pay by Mobile is incredibly straightforward. Players in Ireland, Sweden, and Finland consistently praise its simplicity and speed. Follow these steps:

  1. Choose a Trusted Casino: Start by selecting a Pay by Mobile casino from a reliable list like Revpanda’s curated recommendations.
  2. Sign Up: Register with your basic details (email, name, password).
  3. Visit the Cashier: Log in and navigate to the deposit or cashier section.
  4. Select "Pay by Mobile": Choose this option from the available payment methods.
  5. Enter Your Mobile Number & Deposit Amount: Submit your phone number and how much you wish to deposit.
  6. Confirm via SMS: Receive a verification code by text and confirm your transaction.

Funds appear in your account instantly, with charges reflected in your monthly bill or deducted from prepaid credit.

How to Withdraw

Most Pay by Mobile methods do not support withdrawals. This is consistent across many casinos in the UK and the Nordics. To get your cashouts, you have to use a different method, for example, bank transfer, Trustly, or an e-wallet that is connected to your account.

Can I Claim Bonuses with Pay by Mobile?

In most Irish and Nordic-facing casinos, Pay by Mobile bonus eligibility is not restricted. Welcome bonuses, deposit matching bonuses, and free spins are often given to users when they make a mobile deposit.

Although Pay by Mobile is not always accepted for promotions at casinos in the UK and EU, promotions for e-wallets, such as Skrill and Neteller, are also not typically offered. Always read the bonus rules to understand if you are eligible before you deposit.

Many players in Scandinavia find that Pay by Mobile makes it secure and convenient to fund their playing time and take advantage of good bonuses.

Best Online Casinos That Accept Pay by Mobile

Finding the best Pay by Mobile casino 2025 is possible with the information here. Some of the most popular platforms in Ireland, the UK, Sweden, Norway, Denmark, and Finland have introduced Pay by Mobile, allowing players to add funds safely and quickly.

They are well-known for their fast cashouts, interfaces available in various European languages, and an excellent reputation in Europe. If you choose classic slots, Megaways ™, or live dealer tables, these sites give you both a good selection of features and handy Pay by Mobile support.

Recommended Casinos

Casino

Bonus Offer

Supported Countries

Payout Speed

ZenBetting

100% up to €200 + 100 Free Spins

IE, UK, SE, NO, FI, DK, and more

1–2 days

Raptor

500 Free Spins + 10% Weekly Cashback

IE, UK, SE, NO, FI, DK, and more

Within 24 hours

Aztec Wins

100% up to €200 + 20 Free Spins

IE, UK, SE, NO, and more

1–2 days

These top casinos accepting Pay by Mobile in Europe are among the best, offering excellent support for mobile devices, responsive customer service, and secure payment options that are also compatible with mobile devices. 

Be sure to review the bonus terms for each platform, as some may exclude Pay by Mobile from certain offers. Still, most of the recommended brands have a positive reputation and give a good user experience, with secure online banking that suits all types of players from Northern and Western Europe.

Pros and Cons

Pros

  • Supports EUR, GBP, SEK, NOK, and DKK.
  • Instant access to funds via your phone account.
  • Available in the Nordic and UK regions.
  • No need to share card or bank details.
  • Cloud-based, mobile-friendly 2FA password management.
  • Phone bill helps track spending.
  • Bonuses are available at many EU and Nordic casinos.

Cons

  • Some UK casinos exclude it from bonuses.
  • Not available to Norwegians at Nordic casinos.
  • Cannot be used for withdrawals
  • Carrier deposit limits restrict high rollers.

Is Pay by Mobile Safe to Use?

For players across Europe, Ireland, the UK, and the Nordics, safety is a top concern when making online casino deposits. The good news? Pay by Mobile is considered a secure and regulated payment method, designed to minimise fraud while supporting responsible gambling in Europe.

Built-In Security

SSL encryption of transactions on mobile devices is designed to secure your personal and financial information as it is being shared. Your banking data is not shared when you deposit by mobile phone at an online casino. This is so because you’re not entering any card or bank account details.

Many networks in the United Kingdom and the European Union utilise two-factor authentication. This combines PIN codes and fingerprint scans for added protection. Checking or verifying a transaction is necessary for it to process. With this system, you will have access to safe online casino deposits, preventing unauthorized access.

Players can freeze or restrict their account or SIM card, further enhancing their protection. Regulatory bodies in each country typically oversee pay-by-mobile services. Responsible gambling rules set by the European Union (EU) can also apply.

Responsible Gambling Controls

Beyond technical security, Pay by Mobile also promotes responsible gambling Europe. Taking advantage of the spending limit mobile carriers apply every month is very useful. This way, spending tends to stay under control, which is very important because responsible gaming is carefully watched in Finland, Sweden, and the UK.

A few providers let individuals stop gambling payments or set limits on repeated deposits. These controls are increasingly standard in mobile billing systems and align with efforts from European regulators to reduce gambling harm.

In short, Pay by Mobile offers a secure, user-conscious way to enjoy your favourite casino games, backed by both technical safeguards and regional gambling protections.

Alternatives to Pay by Mobile

While Pay by Mobile is a fast and convenient method, it's not the only way to fund your gameplay at online casinos in Scandinavia, the UK, or Ireland. Many players prefer alternative payment solutions that offer added flexibility, especially for withdrawals and larger deposits. Here's how Pay by Mobile stacks up against other popular casino payment options in Europe.

Common Alternatives

  • Skrill: A widely used e-wallet available across Ireland, the UK, Sweden, Norway, and Finland. Skrill allows instant deposits and fast withdrawals, though it may be excluded from some bonus offers.
  • Neteller: Similar to Skrill, Neteller offers high-speed transactions and secure fund storage. Trusted by many European casino sites, it’s popular for its speed and ease of use.
  • PayPal: Known for its strong buyer protection, PayPal is a reliable e-wallet primarily available in the UK and Ireland. It is possible to make a deposit and a withdrawal with PayPal at many casinos, although some in the Nordics can’t offer this.
  • Trustly:  A banking service used by players in Sweden, Denmark, Norway, and Finland. Many people know Trustly for conducting secure and convenient transactions that require no personal details.
  • Paysafecard: A solution where you buy prepaid vouchers for greater privacy. Great for quick deposits, though it typically doesn’t support withdrawals.

Which One Should You Use?

When comparing Pay by Mobile vs Skrill or Trustly, it depends on what matters most:

Speed: Skrill, Neteller, and Trustly offer faster payouts than Pay by Mobile (which doesn’t support direct withdrawals).

Fees: Trustly and Pay by Mobile are usually fee-free. Skrill/Neteller may apply charges.

Bonus Eligibility: Pay by Mobile and Trustly generally qualify for bonuses. Some UK and Irish operators do not accept Skrill or Neteller, although others do.

Trustly is one of the best casino payments in Scandinavia because of its broad coverage. For small, quick payments, you might prefer PayPal or using your mobile in the UK or Ireland.

Final Verdict

In 2025, Pay by Mobile stands out as a quick, easy, and protected method to deposit at an online casino. In Ireland, the UK, Sweden, Norway, and Finland, this method of depositing is very convenient. It allows for instant deposits and protects personal banking information. It’s a reliable choice in the landscape of trusted casino banking 2025.

Who Should Use Pay by Mobile?

Pay by Mobile is ideal for players who are:

  • Mobile-first and enjoy quick deposits from their smartphones
  • Fee-conscious, as the method often avoids added charges
  • Interested in multi-currency support (EUR, GBP, SEK, NOK, DKK)
  • Located in Nordic and EU countries, where it’s widely accepted

While you’ll need an alternative for withdrawals, it’s still an excellent pick for casual or on-the-go play.

Final Score: 4.3 / 5

This Pay by Mobile casino review finds it to be a modern, safe option for deposits, especially suited to today’s fast-paced mobile gambling scene. Just remember to check bonus eligibility at your chosen site and always stick to responsible gambling practices.

FAQ

Is Pay by Mobile accepted for casino bonuses?

In most cases, yes. Pay-by-mobile deposits are eligible for welcome and deposit bonuses at many European casinos. On the other hand, some UK operators may withhold this offer because of regulations, which is why you should always confirm the rules before depositing your funds.

Is there a deposit or withdrawal fee with Pay by Mobile?

It is usually free to deposit money into prepaid accounts; however, a few companies may add charges or impose daily limits. You cannot make a withdrawal, so you have to use some other method, like a bank transfer or e-wallet, to get your money out.

Can I block gambling payments with Pay by Mobile?

Yes. Blocks against gambling and fixed monthly limits for deposits are available with many payment providers in Finland, Sweden, and the UK, so Pay by Mobile is an excellent option for responsible gambling in Europe.

Which casinos offer the fastest payouts with Pay by Mobile?

Currently, Pay by Mobile is only available for deposits, but ZenBetting and Raptor Casino offer quick payouts (1–2 days) via alternative methods. They offer mobile payments, making depositing money quick and hassle-free.