Best Online Casino Payment Methods in Europe - Trusted Options for 2025

Latest Casinos With the Best Payment Methods

Some casinos limit themselves to just one or two payment methods, while others go all-in and cater to as many players as possible. We tend to prefer the latter, and we’re sure you do as well.

Here are the best casinos when it comes to payments:

• Casino Infinity

• CrownPlay Casino

• FlashDash Casino

• Velobet Casino

Popular Casino and Sportsbook Payment Methods in Europe

The popularity of trusted casino payment methods in Europe varies from one country to another. This is due to the different preferences of their residents in general.

Certain gamblers are more reliant on traditional payment options like bank transfers and debit cards. These are widespread methods that have been on the market for decades. As such, they managed to build trust among millions of users in Europe. Some may even use payment methods that operate as open banking services.

Many EU players also prefer other types of popular casino banking options that provide simple and instant payments like e-wallets. They attract attention with their advanced financial tech and multiple security layers.

Even cryptocurrencies found their way into the European iGaming industry. Casino players choose them for online gambling as they offer anonymous, fast, secure, and cheap transactions. We should also mention online prepaid vouchers as they are also private, fast, and safe deposit methods.

To help you understand the banking preferences in Europe, we decided to construct a simple model. Below is a tiered overview of casino payment methods based on usage, trust, and regional relevance across Europe and internationally.

Localized Payment Method Preferences by Country

There are certain payment methods that are popular in almost every European country. But, there are also some that found use in specific regions. This phenomenon occurs due to various reasons.

One of them is the country's regulations that affect a type of payment method or a specific financial service. The tech adoption and strong reliance on technology are also a good reason. Some individuals prefer more technologically advanced methods while others put their trust in traditional options.

The payment preferences by country also depend on the financial companies’ reputation and presence. A well-established payment service with a long history in the region will surely attract more users than a new and unknown company.

With that in mind, it’s time to reveal the most used local casino deposit methods in each European country. Here’s what you need to know:

• Ireland & United Kingdom
  • ⭐ Most Used: PayPal, Revolut, Debit Cards (VISA, MasterCard)
  • 👍 Also Popular: Apple Pay, Google Pay, Pay by Mobile, Skrill, Neteller, Trustly, Paysafecard
• Germany & Austria
  • ⭐ Most Used: Sofort, Giropay, Trustly
  • 👍 Also Popular: Klarna, Neosurf, Paysafecard, Apple Pay, Google Pay, Skrill, Much Better, Debit Cards (VISA, MasterCard)
• Netherlands
  • ⭐ Most Used: iDEAL, Debit Cards (VISA, MasterCard) 
  • 👍 Also Popular: Trustly, Paysafecard, PayPal, Skrill, Neteller
• Spain
  • ⭐ Most Used: Bizum, Debit Cards (VISA, MasterCard), PayPal
  • 👍 Also Popular: Skrill, Neteller, Paysafecard, Apple Pay, Google Pay
• Portugal
  • ⭐ Most Used: Multibanco, MB WAY, VISA, MasterCard
  • 👍 Also Popular: Skrill, PayPal, Neteller, Paysafecard, Trustly
• Nordic Countries (Sweden, Norway, Denmark)
  • ⭐ Most Used: Trustly, Swish, Zimpler, Dankort
  • 👍 Also Popular: Skrill, Neteller, VISA, MasterCard, Mobile Pay, Paysafecard
• Italy, Romania, Poland
  • ⭐ Most Used: Postepay, Skrill, BLIK, Przelewy24
  • 👍 Also Popular: PayPal, Neteller, VISA, MasterCard, Revolut, Paysafecard
• Bulgaria & Czech Republic
  • ⭐ Most Used: VISA, MasterCard, Skrill, Neteller
  • 👍 Also Popular: ePay.bg, EasyPay, Paysafecard, Apple Pay
• Luxembourg, Switzerland, Belgium
  • ⭐ Most Used: VISA, MasterCard, PayPal, Bancontact
  • 👍 Also Popular: PostFinance Card, Twint, Trustly, Apple Pay, Paysafecard, HiPay

All of these Europe casino banking methods must obey certain EU laws in order to operate in the Union. First of all, they need to follow the anti-money laundering (AML) EU regulations. This includes tracking and reporting suspicious transactions, keeping records, PEP monitoring, and more.

Secondly, the banking methods must obey the Payment Services Directive 2 (PSD2) EU directive. This one improves customer protection, increases competition, includes strong customer authentication, and much more.

Additionally, casino payment methods in Europe must follow the latest industry standards and need to remain competitive. One of them is shifting towards mobile-first access due to the enormous use of smartphones.

Detailed Payment Method Overviews

At this stage, we’ll mention and describe some of the most used casino payment methods in Europe. Check all of them out before deciding which one to use in your country of residence.

VISA

A card payment service used by numerous casino players in almost every EU country. But, in some countries like the UK and Ireland, you can only use debit cards for gambling. To send or receive funds you need to input your card details. VISA will then transfer the funds directly from your bank account.

Now, VISA deposits are usually instant while withdrawals may take up to 5 working days. This payment method also comes with either no or very low fees on local transactions. Plus, you can use it to apply for bonuses.

MasterCard

Another popular card payment system that you can find at almost every EU online casino. It’s available in every European country, but some restrict gambling with credit cards. To send or receive funds, you need to provide your card details and complete the 2FA.

It supports mobile payments, which you can do on your bank app or on a mobile browser. MasterCard deposits are instant while payouts take up to 5 business days. Also, some banks don’t charge transaction fees while others input low fees.

Skrill

A widely used e-wallet in the EU that’s part of the Paysafe Group. It offers instant, secure, and private deposits and withdrawals at every online casino. To send and receive funds, you just need to reveal your email address. Using Skrill is even simpler through the Skrill app.

However, this e-wallet does come with certain fees that can go up to 5%. Also, you cannot use Skrill to claim bonuses at certain real money online casinos in Europe.

Neteller

Another top e-wallet owned and operated by Paysafe Limited. Many Europeans use it for online gambling due to its super fast and secure transactions. To conduct a payment, you just need to log in to Neteller and approve the transfer. You’re free to do that even on the Neteller app.

In terms of fees, they tend to go up to 4.99%, depending on the type of transaction. Also, you might not be able to use Neteller to apply for bonuses.

Paysafecard

A prepaid payment system that's available in a wide range of European countries. It's part of the Paysafe Group and it allows sending funds instantly and anonymously. All you need to do is purchase a voucher and enter a 16-digit PIN code.

If you make a myPaysafecard account, you might be able to withdraw funds. Know that there are no transaction fees and you’re free to apply for bonuses with Paysafecard.

PayPal

PayPal is one of the most widely used e-wallets in the world, including European countries. It's easy to use as it only requires a PayPal login and approving a transaction. PayPal is also a highly secure payment method that you can also use from its dedicated app.

It conducts instant deposits and withdrawals that take up to 24 hours. However, be aware of fees when linking and using a card via PayPal.

Apple Pay

This is a mobile payment provider that works only on iOS devices. It allows you to connect multiple cards and banks to your wallet and use them without inputting any payment details. You just select which of them to use and Apple Pay will conduct an instant deposit.

However, you cannot use it for withdrawing funds. On the bright side, Apple Pay doesn't charge any fees and you can use it to claim casino bonuses.

Trustly

A popular open banking payment service in the EU that supports over 12,000 banks. It’s easy to use as it lets you connect Trustly with your existing bank account.

All deposits are instant, but withdrawals may take a few days due to the bank processing times. Now, Trustly doesn't charge extra fees. But, some banks do impose fees. Also, most casinos will allow you to apply for bonuses with Trustly.

ecoPayz

A widely used e-wallet that’s available in almost every EU country. You get to create a wallet and fund it via a different payment option. Then, you can deposit funds instantly by logging in to ecoPayz and approving the transfer. Withdrawals are also fast and they only require your ecoPayz username or email.

The ecoPayz transaction fees go from 0% to 1.5%, depending on your status. This payment method also has a mobile app that's usually available for applying for casino bonuses.

Bitcoin

Bitcoin is the first and most used cryptocurrency that’s available for casino gambling in many EU countries. It offers anonymous, secure, and instant transactions at low fees on average. But, the featured fees may rise during high demand.

To use Bitcoin, you need to establish a crypto wallet and purchase some BTC. When sending tokens you can scan a QR code via a phone or copy the casino’s wallet address. You can even use it to claim special BTC bonuses.

Popular Payment Methods by Category

We can group the payment options used at EU casino sites into a few categories. One of them is the casino e-wallets, which include the already mentioned Skrill, Neteller, PayPal, and a couple of other top methods.

Next up are mobile payments, which are in a way similar to instant e-wallets. Some of them link to cards or bank transfers while others operate via a mobile carrier. Here are just a few mobile casino deposit methods that we haven’t mentioned:

• Google Pay
• Boku
• Zimpler
• Revolut
• Bizum

Crypto payment options are a different category that's highly appreciated by EU casino players. Most operators rely on crypto gateways like Binance Pay, MoonPay, and CoinsPaid for crypto transactions. Some of the most used cryptocurrencies besides Bitcoin are the following:

• Ethereum
• Dogecoin
• Litecoin
• USDT
• Monero
• Cardano

Another category is prepaid casino cards and vouchers. They offer a simple and private way of sending funds. Apart from Paysafecard, you can also use Neosurf and CASHlib.

Finally, we have traditional bank transfers that are highly secure and reliable. But, here we also include methods that operate as open bank services or with similar systems. Among them are Klarna, Giropay, and Interac.

Payment Method Comparison Table

In the table below, we’ll put some of the most used casino payment methods in Europe head-to-head.

Key Factors to Consider When Choosing a Casino Payment Option

Before choosing a casino payment method, there are a couple of factors that you need to consider. We’ll reveal and describe the main ones below.

• Speed – Playing at an instant withdrawal casino is a top priority. But, you also need to pick a payment option that conducts fast transactions. Consider e-wallets like Skrill and PayPal.
• Bonus Eligibility – Check the bonus T&Cs to see if you cannot use certain payment methods to apply. The excluded methods are usually Skrill and Neteller.
• Fees – Look for a payment method with 0% or low transaction fees. Low-fee deposit options will guard you from overspending.
• Security – Try using a method that has several security layers. It should utilise encryption software, biometrics, 2FA, and a few more features.
• Anonymity – If you like a bit of privacy, then you should choose either crypto or a prepaid voucher. Know that Bitcoin is arguably the fastest payment method that supports anonymity.
• Limits – If you’re a low roller, look for a payment method with low minimum limits. As a high roller, you need to be able to deposit and withdraw higher amounts.
• Mobile Support – The payment method you use needs to have 24/7 mobile support. It must also provide simple mobile payment services.
• Region Availability – Check the payment method’s availability in your country. Some may have specific restrictions for your region.

Secure Transactions – How Casinos Protect Your Payments

Payment methods aren’t the only ones with security features. European online casinos also add protection and security to their platforms. Every licenced operator utilises the latest SSL encryption software. It encrypts your personal and bank details that you reveal on the website.

Some online casinos will let you set up and use 2FA when logging in to your account. Most payment methods use the same authentication process.

Licenced gambling platforms will also ask you to complete the KYC verification. You'll find the same process at top payment methods like PayPal, Skrill, Revoult, Neteller, etc.

Additionally, operators with valid licences must follow the EU regulations concerning AML and PSD2. They even need to adhere to the GDPR compliance that protects users’ personal data and privacy. Plus, EU online casinos that accept card payments must comply with the PCI-DSS standards. 

Best Payment Methods for Mobile Casino Players

Mobile-friendly payment options offer convenience and simplicity, which makes them perfect for online casino gaming. But, there are some methods that stand out from the rest. Here are the best mobile casino app payments:

• Apple Pay
• Google Pay
• Revolut
• Boku
• Bizum
• Pay by Mobile

Most of these smartphone wallets don’t support casino withdrawals. As such, you need to look for a good alternative when requesting a payout.

Tips for New European Players

If you’re a new European casino player, then you should check out the following safe deposit tips:

• Confirm Bonus Eligibility – Inspect the bonus T&Cs to see if you can use certain payment methods to apply for the offer.
• Don’t Use Credit Cards in Restricted Countries - A good beginner casino banking advice is checking if your country restricts the use of credit cards for gambling. 
• Use E-wallets for Higher Withdrawal Limits – This is a useful tip if you’re a high roller or if you managed to win some very big amounts.
• Set Responsible Spending Limits – Use the site’s deposit limits and set your own spending limits before you engage in casino gambling.
• Review Payment Method Terms – Check the method's transaction speed, potential fees, and possible verification requirements.

Choosing the Best Casino Payment Method

We cannot name just one payment method as the best as each offers specific benefits and suits different kinds of users. As a result, we recommend choosing the banking options that meet your preferences. 

But, don't forget to consider key factors like speed, anonymity, control, limited flexibility, and security. You should also compare a couple of payment methods before choosing. Lastly, regardless of which banking options you select, remember to gamble responsibly at all times.

How Goldzilla Finds the Best Payment Methods for Online Casinos

Before listing the EU online casinos with the best payment options, we make sure to find and evaluate numerous operators. Below we’ll reveal how this important process goes.

Check the Available Methods

We start by evaluating the number of payment options and their diversity. The operator needs to have a good variety of reliable, fast, and secure banking methods to appear on our list.

Inspect the Terms and Conditions

Next, we check the site's T&Cs to see the casino's transaction limits, processing times, and potential fees. We also inspect the limitations of each available payment option.

Use the Payment Options

Our team of experts conducts deposits and withdrawals with each available payment method. This is where we see if the processing times are correct and if the banking options are easy to use.

Read Player Reviews

Lastly, we check the feedback left by past and present players regarding the payment methods. We look for online casinos that have the most positive reviews in Europe.

Casino Payment Method Trends in Europe

Most European casino players pick payment methods that they trust and already use on a day-to-day basis. Plus, they tend to consider regional use and availability.

However, in recent years we have seen a couple of rising trends regarding payment methods in Europe. More and more online casinos are starting to accept cryptocurrencies. Most of them rely on crypto gateways like CoinsPaid and Binance Pay. Unfortunately, certain EU countries still don't support crypto gambling.

Another popular trend is the use of mobile wallets, which provide simplicity and convenience. Top e-wallets like Jeton, AstroPay, and MiFinity are also on the rise.

In terms of decline, we should also note that many players started avoiding traditional bank transfers. The main reason is the lack of fast payouts and the high fees they impose.

FAQ

Are there any fees at online casinos?

Most online casinos don’t charge any extra fees. But, you should still check the T&Cs to see if they do. Also, payment methods usually impose such charges.

What are the fastest casino withdrawal methods?

E-wallets and cryptocurrencies are usually the fastest casino withdrawal methods. They send funds from a few minutes or hours up to 24 hours.

Can I use cryptocurrencies at online casinos in Europe?

You can use cryptocurrencies at many EU casino sites. However, some countries may prohibit the use of crypto for online gambling. So, check these details beforehand.

What is the minimum deposit and withdrawal at EU casino sites?

The minimum amount that you can deposit and withdraw at a European casino is either €10 or €20. However, these limits may go higher at some gambling sites.

Are debit cards secure payment methods for online gaming?

Debit cards are safe and secure for online gambling as long as you use them at licenced casinos. These operators utilise the latest SSL encryption software. Debit cards also have their own security features like 3-D Secure and fraud detection.